Oscar Health, Inc.

Oscar Health, Inc.

OSCR
Oscar Health, Inc.US flagNew York Stock Exchange
32.76
USD
+1.98
- -
8.49BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
18.92
20.15
10.73
19.42
26.45
34.52
44.6
53.61
Basic EPS, GAAP
-8.93
-13.9
-3.2
-2.85
-1.22
0.1
-1.69
1.93
Free Cash Flow per Basic Share
-6.54
7.13
-1.16
1.65
-1.34
3.57
4.03
15.33
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-4.8
-6.26
6.61
4.12
3.5
4.05
3.28
6.65
Tangible Book Value per Share
-4.8
-6.26
6.61
4.12
3.5
4.05
3.28
6.65
Basic Weighted Avg Shares
29
29
179
212
222
266
262
286
Sales/Revenue/Turnover
554
590
1,921
4,126
5,863
9,178
11,701
15,319
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
7
11
15
15
31
32
29
28
Net Income, GAAP
-261
-407
-573
-606
-271
25
-443
551
Effective Tax Rate (%)
- -
- -
- -
- -
- -
21.85
- -
6.59
Profit Margin (%)
-47.16
-69
-29.81
-14.7
-4.62
0.28
-3.79
3.6
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
142
- -
298
299
300
430
432
Total Equity
-945
-1,296
1,393
892
806
1,016
981
2,055
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
3.58
- -
28.64
Return on Common Equity (%)
- -
- -
- -
-53.24
-31.96
2.8
-44.51
34.31

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
430
431
432
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
298
299
309
Market Capitalization
4,278
3,431
8,802

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,991
6,800
8,556
Accounts Receivable, Net
542
952
757
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4,047
6,462
7,996
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-46.09%
-3.51%
Free Cash Flow
- -
-212.24%
11.38%
Net Income, GAAP
- -
-392.12%
-1,842.49%
Sales/Revenue/Turnover
- -
93.34%
27.5%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,143
2,219
2,423
2,393
9,178
2025
3,046
2,864
2,986
2,805
11,701
2026
4,647
4,880
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.77
0.24
-0.22
-0.62
0.1
2025
1.1
-0.89
-0.53
-1.24
-1.69
2026
2.28
1.2
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Mark Thomas Bertolini
Full Time Employees
2,305
Sector
Healthcare
Industry
Medical - Healthcare Plans
Address
75 Varick Street New York City NY United States of America 10013
IPO Date
Mar 3, 2021
Business
Oscar Health, Inc. (OSCR) is a healthcare technology company that provides health insurance plans and +Oscar platform solutions to individuals, families, small groups, employers, and Medicare Advantage members across the United States. The company offers Individual & Family plans in Affordable Care Act (ACA) metal tiers including Catastrophic, Bronze, Silver, Gold, and Platinum; Small Group plans and Cigna+Oscar administered plans for businesses; Medicare Advantage plans; specialized programs such as Diabetes Care, Breathe Easy for pulmonary conditions, and a new multi-chronic condition plan addressing diabetes, pulmonary, and cardiovascular needs; innovative offerings like the first individual market Menopause Plan (HelloMeno) with $0 primary care, gynecological, and behavioral health visits plus hormone and density scans; Guided Care HMO with primary care provider coordination; Buena Salud for Spanish-speaking members; $0 virtual urgent care and primary care; $3 prescription medications; dedicated Care Teams; and AI-powered tools including the Oswell health AI agent for personalized virtual care. Through its full-stack technology platform, Oscar delivers telemedicine, transparent claims pricing, data analytics, virtual care, cost estimators, and member engagement tools to enhance clinical outcomes and user experience. Founded in 2012 and headquartered at 75 Varick Street in New York, New York, the company operates in 20 states covering 573 counties as of 2026 plans, with offices in Los Angeles, California, and Tempe, Arizona, serving approximately 2.1 million members. In recent developments, Oscar expanded its ACA individual market presence to 504 markets in 18 states for 2025 and further to 573 counties in 20 states including new entries in Alabama and Mississippi for 2026, alongside launches in specific markets like Charlotte, Tampa, San Antonio, Southern Florida, Phoenix, Orlando, New Jersey, Ohio, Tennessee, Kansas City, Iowa, and Georgia. The company acquired early-stage assets including an individual market brokerage (IHC Specialty Benefits), direct enrollment technology platform (INSX Cloud), and consumer education site (healthinsurance.org) to bolster its Individual Coverage Health Reimbursement Arrangements (ICHRA) capabilities and launched a Hy-Vee Health branded ICHRA plan with concierge medicine in Des Moines, Iowa, for 2026. Additional strategic moves encompass appointing Mark Bertolini as CEO in 2023 with Mario Schlosser transitioning to President of Technology, naming R. Scott Blackley as CFO, Dr. Sean Martin as Chief Medical Officer, and adding board members Bill Gassen and Laura Lang; extending partnerships with Centrus Health in Kansas City and MercyOne in Iowa; and introducing AI-driven clinical tools like AgenTeq for care direction.

Company News

APIChatGPT
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